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Self-Funding
Employer Investment
Employers invest millions of dollars each year in insured employee benefit
plans. As the cost of providing medical insurance increases, employers are
looking at funding alternatives for their health and welfare plans. Many
employers are disappointed with their fully-insured plans because:
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Fully insured plan designs remain
relatively inflexible.
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Effective cost containment
programs are not always available.
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Fully insured plans tend to
consume compensation dollars that can be better spent to curb employee
turnover and to attract new, qualified employees.
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